Each state has its own requirements for boat insurance. Select your state below to learn more about what coverage the law mandates, what optional coverages you could benefit from, how to save on your rate, and more.
2 min to readExplore Progressive's editorial standards for Answers articles to find out why you can trust the insurance information you find here.
The following coverages are the basis of all Progressive boat policies:
Only two states – Arkansas and Utah – require boat insurance for most boats. However, many marinas require proof of boat insurance if you want to dock your boat there, and if you’re financing your boat, your lender will likely require you to carry comprehensive and collision coverage in addition to a basic boat liability insurance policy. It’s always best to check with your specific state to ensure you’re adhering to the laws governing the waterways you’ll be frequenting.
We'll ask easy questions about you and your boat, then you can choose coverages.
You'll speak with a licensed representative who will guide you through everything.
If you want local advice, we'll connect you with a licensed independent agent near you.
Enjoy life on the water with boat insurance from Progressive
Learn more about our boat insurance offering.
Please note: The above is meant as general information to help you understand the different aspects of insurance. Read our editorial standards for Answers content. This information is not an insurance policy, does not refer to any specific insurance policy, and does not modify any provisions, limitations, or exclusions expressly stated in any insurance policy. Descriptions of all coverages and other features are necessarily brief; in order to fully understand the coverages and other features of a specific insurance policy, we encourage you to read the applicable policy and/or speak to an insurance representative. Coverages and other features vary between insurers, vary by state, and are not available in all states. Whether an accident or other loss is covered is subject to the terms and conditions of the actual insurance policy or policies involved in the claim. References to average or typical premiums, amounts of losses, deductibles, costs of coverages/repair, etc., are illustrative and may not apply to your situation. We are not responsible for the content of any third-party sites linked from this page.
THE #1 INSURANCE WEBSITE
Copyright 1995 - 2024. Progressive Casualty Insurance Company. All Rights Reserved.
We offer insurance by phone, online and through independent agents. Prices vary based on how you buy.
Δ Discount varies and is not available in all states or situations.
Insurance carrier website ranking by Keynova Group – Q4 2023 Online Insurance Scorecard.
